PPI Claims Made Simple with PPI Claim Co
The payment protection insurance (PPI) scandal has been the worst to hit the UK banking industry in history. More than four million people have so far claimed back mis-sold PPI fees and the number is expected to rise considerably. If you have taken out a mortgage, a loan or credit card, or any form of credit agreement, then the chances are you have been mis-sold a PPI policy, and if that is the case you have a right to claim back the fees on that policy. At PPI Claim Co we can help you claim back your money, and we have already claimed successfully for thousands of clients.
In addition to claiming back your PPI fees we will also try and get back any unfair credit card charges from the last six years. This is where we differ from other PPI claims companies. We have also made it easier than it ever has been to claim: simply fill in the short online form and we will call you back at when it is convenient for you or, if you prefer, you can call us on 0800 840 7292 and talk to one of our friendly and experienced claims advisers who will be more than happy to get your claim underway.
We have made many successful claims for mis sold PPI fees, and we have also found that some people are reluctant to use a claims management company to handle their claim. We know you can make a claim on your own, but we offer expertise that we are certain can make the claims process easier for you. Let is handle your PPI refund for you, and you can concentrate on your daily life.
These are some of the reasons why we are the right people for the job:
1: Our team of SPECIALIST PPI CLAIMS SOLICITORS understand exactly what is needed in a successful claim and are committed to giving your claim the attention it requires.
2: There are NO UPFRONT FEES: We consider upfront fees to be unethical and unfair and do not ask for anything in advance.
3: We offer a NO WIN NO FEE deal which guarantees you will not be asked to pay if you are not successful with your PPI claim.
4: We believe in transparency, so you rest easy knowing that there are NO HIDDEN EXTRAS; in fact, if you cannot find the paperwork needed for your claim, we will pay for copies from your lender.
5: All of our customers are allocated a DEDICATED CASE HANDLER whose job it is to keep you informed of progress. We will not keep you hanging on the phone and pass you from pillar to post!
PPI Claim Co has so far made many thousands of successful claims and we are committed to providing top class customer service. We always work within the strict guidelines set by the Ministry of Justice.
YOU WILL NEVER RECEIVE A COLD CALL FROM US AND
WE WILL NEVER ASK YOU TO PAY IN ADVANCE FOR MAKING A CLAIM
Payment Protection Insurance Explained
Our expertise in the world of payment protection insurance has allowed us to break through the jargon and provide you with simple explanations on the subject. Let’s have a look t what PPI is all about, and how the scandal came to be.
The Beginnings of the PPI Scandal
In 2005 the Financial Services Authority (FSA) was asked to look into a number of allegations about mis-selling of PPI. Upon investigation it was found that, in fact, mis-selling of such policies was widespread. In 2007 the authorities fined many of the guilty parties, and the regulations surrounding the sale of PPI were revised. In 2009 it became illegal for banks and other lenders to sell single rate PPI policies, in 2011 the High Court ruled in agreement with the FSA. The result is the ongoing PPI claims saga.
PPI Provisions and Fines – The Story so Far
After the High Court ruling the banks were told they must pay back all fees on mis-sold policies. The lenders were forced to put aside over £13billion to pay back fees on mis sold PPI. Of this, at least £5billion is for claims against the Lloyds Banking Group. Mis-sold PPI was not restricted to the banks, for many retailers were also fined for mis selling policies. If you have been mis-sold PPI then you have a right to claim back what is yours, and you can use professionals who are experienced in claims law, or you can choose to put your claim yourself.
How Much Can I Claim?
The amount you may be awarded depends on the size, type and duration of the loan in question, and may be influenced by other factors. At the time of writing the average payout is around £3000, but we do know of one that was in excess of £50,000.
There are PPI Calculators online that can show you an estimation of your possible award, but for a better assessment you can call us on 0800 840 0792 and have a chart with one of our expert claims advisers, free of charge and with absolutely no pressure.